Home Sale Net Proceeds
Calculate exactly how much you will walk away with after selling your home. Includes agent commissions, closing costs, mortgage payoff, and repairs — all in one waterfall view.
Your Sale Details
Excludes agent commission
Used for capital gain estimate
Net Proceeds
$602,750
Before mortgage payoff
Cash in Hand
$302,750
After mortgage payoff
Estimated Capital Gain
$202,750
Net proceeds vs. purchase price
Waterfall Breakdown
Capital Gains Tax Note
Your estimated capital gain is $202,750 (net proceeds minus original purchase price).
IRS Primary Residence Exclusion: If you owned and lived in the home for 2 of the last 5 years, you can exclude up to $250,000 of gain (single) or $500,000 (married filing jointly) from capital gains tax.
This is an estimate only. Actual capital gains may differ based on improvements, depreciation recapture, and other factors. Consult a CPA or tax advisor.
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Frequently Asked Questions
What you need to know about home sale net proceeds and capital gains.
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